If I had a million dollars, the first thing I'd do is take care of my debt so I won't have to worry about it anymore. I really should have listened to the people who said having a credit card in college was a bad idea.
Once I've paid back what I owe, I'd buy a modest, but nice, house probably somewhere near the ocean. I don't know which ocean it would be next to, but I know that it has to be near the water. If I had to make a decision though, I'd probably end up going with Hawaii since I have family there. Works for me.
So debt's taken care of, have a place to live, next I'd probably do some investing/saving so I can live off interest rather than be stuck working at a job that bores me. I don't know if I'd have enough money to actually live off interest, but I don't need a lot to be happy, so I figure I could make it work.
More than likely I'd spread the wealth by helping out family members with things they need and donate some to worthwhile charities. It really is good to give back you know.
Finally, I'd probably travel for a bit. Ideally, I'd hit up my dream vacation spots that I've written about here before. Again, I wouldn't need to travel in luxury, but getting out and seeing the world is a must.
If I had any left over change, I'd think about starting up a business of some sort. Something that would challenge me creatively and tap into what I love.
That's all do-able with a cool mil, right?
